Commercial

• Risk description – history and nature of operations and description of premises

• Co-insurance – we will comment on co-insurance and any issues that may arise from under insurance. A building valuation will be completed upon request

• Cause of loss analysis including the identification of any coverage issues

• Description of loss  building and business property

• Secondary description of loss – additional coverages such as business income/extra expense, debris removal, pollutant clean up, signage

• Reserve and recommendations by coverage

• Salvage opportunities

• Subrogation analysis 

• Recommendations on future handling